Auto insurance is legally required in most states, and mortgage insurance is often mandatory if your down payment is below 20%.
Yes. Health issues can occur unexpectedly. Having a plan ensures access to quality care and prevents financial strain.
Absolutely. Most people carry a combination—auto, health, life, and home insurance—to fully protect their assets and well-being.
You can file a claim online, through your insurance agent, or by phone. Make sure to gather all documents and evidence to support your claim.
Generally, the death benefit paid to beneficiaries is not taxable. However, interest earned or policies with cash value may have tax implications.
Mortgage insurance protects the lender in case you default on your home loan. It doesn’t cover your home or belongings.